When it comes to getting a Lowe’s credit card, it can be quite difficult. There are a few things that you need to know before you apply, and if you don’t have all the information, you might not get approved.
The first thing that you need to know is that there are two types of Lowe’s credit cards: the Consumer Credit Card and the Business Credit Card. If you’re looking to get a Lowe’s credit card for personal use, then you’ll want to apply for the Consumer Credit Card. However, if you’re looking to get a Lowe’s credit card for business use, then you’ll want to apply for the Business Credit Card.
The second thing that you need to know is that there is no minimum credit score required in order to get approved for either type of Lowe’s credit card.
The Lowe’s Credit Card: 7 Things to Know Before You Apply
- You can get 5% off your purchase when you use your Lowe’s credit card.
- You can also get special financing offers when you use your Lowe’s credit card.
- There is no annual fee for the Lowe’s credit card.
- The Lowe’s credit card can only be used at Lowe’s stores.
- You will need to have a good to excellent credit score in order to qualify for the Lowe’s credit card.
- You can check your balance and make payments online or by phone.
- The customer service number for the Lowe’s credit card is 1-800-444-1408.
1. 5% discount at check-out
If you’re a Lowe’s shopper, you may be considering signing up for the Lowe’s credit card. Here’s what you need to know about the card and its benefits.
The Lowe’s credit card offers cardholders 5% off their purchase when they use their card. The card also offers other benefits, such as special financing options and exclusive discounts. There is no annual fee for the card.
If you’re a frequent Lowe’s shopper, the Lowe’s credit card could be a good option for you. Be sure to read the terms and conditions carefully before signing up to make sure the card is right for you.
2. Deferred financing offers
The Lowe’s Credit Card is a great way to save money on your next home improvement project. With special financing offers and a wide variety of discounts, the Lowe’s Credit Card is a must-have for any serious home improvement enthusiast. Here are some of the benefits of using the Lowe’s Credit Card:
- You can get special financing offers when you use your Lowe’s credit card. This means that you can finance your project over time and avoid paying interest charges.
- You can get a discount on your first purchase when you use your Lowe’s credit card. This can save you hundreds of dollars on large projects.
- You can take advantage of exclusive deals and promotions when you use your Lowe’s credit card. This includes early access to sales and special pricing on select items.
No annual fee
The Lowe’s credit card is a great option for those who are looking for a no annual fee credit card. This card comes with a 0% APR introductory rate on purchases and balance transfers for the first 15 months. After that, the APR will be 14.99% – 24.99%. This card also offers a 5% cash back reward on all Lowe’s purchases.
Credit card can only be used at Lowe’s stores
The Lowe’s credit card can only be used at Lowe’s stores. This means that cardholders cannot use their Lowe’s credit card at any other retailer, even if that retailer accepts Visa or Master card. While this may seem like a disadvantage, it actually offers cardholders a number of benefits.
For one, using the Lowe’s credit card at Lowe’s stores allows cardholders to take advantage of exclusive discounts and promotions. Additionally, using the Lowe’s credit card allows cardholders to earn rewards points which can be redeemed for store merchandise or cash back. Finally, the Lowe’s credit card offers a 0% APR financing option on purchases of $299 or more, making it a great option for large purchases.
Credit card is for those with excellent credit scores
The Lowe’s credit card is a great option for those with good to excellent credit scores. The card offers a 0% intro APR on purchases and balance transfers for the first 15 months, and there is no annual fee. After that, the APR will vary based on your credit score and the prime rate. The Lowe’s credit card also comes with some great perks, such as 5% off every purchase at Lowe’s, special financing options, and exclusive discounts.
Check balance and make payments online
Lowe’s offers a credit card with many benefits including the ability to check your balance and make payments online or by phone. This is a great feature for those who want to keep track of their spending or for those who may not have time to go into the store to make a payment. There are also other advantages to having this card such as exclusive financing offers, special savings opportunities, and no annual fee.
Customer service number
The Lowe’s credit card is a great way to save money on your next home improvement project. With a low interest rate and no annual fee, it’s a smart choice for budget-conscious shoppers. And, with a customer service team that is always ready to help, you can be sure that your experience with the Lowe’s credit card will be positive. The customer service number for the Lowe’s credit card is 1-800-444-1408.